Aksel Mortgage
Self-Employed Borrower Document Checklist

A safe first-pass checklist for bank statement, P&L, full-doc, and asset-supported mortgage conversations.

Audience: self-employed borrowers, business owners, referral partners

Income path clues
- Business type, ownership percentage, and how long the business has operated.
- Whether bank statements, prepared profit-and-loss, full documents, or assets tell the cleanest story.
- Approximate monthly deposits or prepared income picture.
- Known agency guideline issue if another path already failed.

Aksel review package
- Business overview and target loan purpose.
- Property type, occupancy, loan amount, and timeline.
- Asset and reserve overview by account type.
- Any existing lender feedback or decline reason.

Broker review next step:
Send the income story and property goal first; Aksel will request secure documents separately when needed.

Safety note:
Use this as a planning checklist only. Aksel will request secure documents separately when needed.