Aksel Mortgage
DSCR Quick Guide

A quick explanation of rental cash-flow review, DSCR inputs, and what Aksel needs to review an investor file.

Audience: real estate investors, realtors, referral partners

What DSCR measures
- Rental income compared with the property payment and recurring housing costs.
- A stronger ratio usually creates more room to compare investor paths.
- Short-term rental income may need extra support such as history or market data.

Send Aksel first
- Property address or target market.
- Estimated rent, leases, rent roll, or market rent support.
- Taxes, insurance, HOA, current payoff, and target loan amount.
- Entity/vesting plan and estimated credit range.

Broker review next step:
Run the DSCR or STR DSCR calculator, then send the scenario for Aksel review.

Safety note:
Use this as a planning checklist only. Aksel will request secure documents separately when needed.