U.S. property financing for international investors
Foreign national investor loans can help eligible non-U.S. borrowers purchase or refinance U.S. rental property. These scenarios often require more careful documentation planning because credit, income, assets, visa status, reserves, and entity structure may not look like a standard domestic mortgage file.
How these files are reviewed
The right path may involve DSCR qualification, alternative income documentation, foreign credit review, asset documentation, or other non-QM structures. Property type, occupancy, rental income, LTV, reserves, and cash-out goals all matter.
What to prepare
Bring passport and visa details if applicable, credit documentation, asset statements, income or CPA/employer documentation, property address, rent assumptions, entity documents, and purchase or refinance goals.
Foreign national guidelines are highly program-specific. I will help verify current eligibility and documentation before you spend time chasing the wrong loan path.